Legal

Terms & Conditions

Last updated: September 18, 2026

Acceptance of Terms

By accessing or using NoMDR ("the Tool"), you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the Tool.

Educational Purposes Only

NoMDR is an educational tool designed to demonstrate how UPI payment splitting works. It is:

Not financial advice

Not legal advice

Not tax advice

An educational demonstration of QR code generation

No Financial Advice

The information provided on this website is for general informational purposes only. It should not be construed as professional financial, legal, or tax advice. Always consult with a qualified professional for advice specific to your situation.

User Responsibility

Users are solely responsible for:

1

Ensuring their use of NoMDR complies with all applicable laws and regulations

2

Verifying current MDR rates and regulations with their bank or the NPCI website

3

Making their own decisions about payment processing

Third-Party Content

News articles, statistics, and regulatory information referenced on this website are attributed to their respective sources. NoMDR does not claim ownership of third-party content. All trademarks, registered trademarks, product names, and logos are the property of their respective owners.

No Warranty

NoMDR is provided "as is" and "as available" without any warranty of any kind, whether express or implied. We do not warrant that the Tool will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

In no event shall NoMDR, its creators, or contributors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Tool. This includes, but is not limited to, loss of profits, data, or business opportunities.

No Affiliation

NoMDR is not affiliated with, endorsed by, or connected to NPCI, UPI, any bank, or any government entity. UPI is a registered trademark of NPCI. References to UPI, NPCI, or any bank are for informational purposes only.

Regulatory Changes

MDR rates and regulations may change. Users should verify current rates and regulations with their bank or the NPCI website. NoMDR is not responsible for any changes in regulations that may affect the use of this Tool.

Indemnification

You agree to indemnify and hold harmless NoMDR, its creators, and contributors from any claims, losses, or damages arising from your use of the Tool or violation of these terms.

Changes to Terms

We reserve the right to update these terms at any time. Continued use of the Tool after changes constitutes acceptance of the updated terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms or the use of the Tool shall be subject to the exclusive jurisdiction of the courts of India.

Contact

If you have questions about these terms, you can open an issue on our GitHub repository.

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